The Kid & Coe Community Protection Program

PROPERTY PROTECTION

The Kid & Coe Community Protection Program™ is a supplemental program designed to respond where underlying Homeowner’s coverage does not, as evidenced by policy exclusions as they relate to short term rental activity and declined claims. It is not a replacement for homeowner’s insurance. The Kid & Coe Community Protection Program™ is excess over any other valid and collectible primary homeowner’s insurance.

The Kid & Coe Community Protection Program™ DOES NOT apply to you if:

• you are not the registered homeowner, and

• you have not purchased standard homeowners insurance.

Please review in full the protection plan documents provided here so you understand the protection that this program provides, as well as the limitations and exclusions.

The Kid & Coe Community Protection Program™ is supported by an insurance policy effected with certain Lloyd’s Underwriters through TERN Financial Group Inc, a Lloyd’s Approved Coverholder acting as agent for the Underwriters.